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DECODING LIFE • FINANCE • COLLEGE

Think Clearly 
Live Confidently

A personal knowledge hub to make you understand the concepts, think clearly and live confidently, courageously, and happily

Neeraj Image.png

Hi, I'm Neeraj.

I work in finance and spend my time studying markets, economics, business models and decision making frameworks. This website is where I share ideas that help me think more clearly.

The Three Pillars

How I organize what I’m learning.

Books

Key insights from influential books

Summaries and reflections

Concepts

Economics, Finance, business thinking

Mental models

Financial Models

Valuation, fixed income, credit analysis

Real-world finance

Featured Articles

Recent writing on finance, decision making and clear thinking.

Finance • 8 min read

The Psychology of Financial Models.

Exploring how our mental biases influence the variables we choose and the decisions we eventually make.

Books • 12 min read

Mental Models for Better Thinking.

A deep dive into the lattice of mental frameworks that help decode complexity and improve decision outcome.

Economics • 10 min read

The Future of Fixed Income.

Navigating the changing landscape of credit analysis and valuation in a volatile economic environment.

Better decisions come from clearer thinking.

— Neeraj Zagade

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